The number of non-married women is on the rise in America and these women are making their presence known, especially where homeownership is concerned. Non-married women are among the fastest growing segment of first time home buyers. Despite these recent trends, few studies have examined the determinants of homeownership for this group. For the few studies that have not ignored this population, most examine differences between non-married Black and White females, but most do not address within group differences. The present study uses data from the 2000 decennial census to determine if ethnicity matters for non-married Black women. The results show that ethnicity explains some, but not all, of the variations of homeownership for non-married Black women